Spend
A virtual card for online payments, funded with supported USDT, with your balance shown in USD.
Virtual cardUSDT reloadsUSD balanceFreeze in app
POLAR•••• 2038
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Reload settled
Example
Example
USDT → USDVirtual cards funded with stablecoin
Unveiling the Virtual Credit Card Experience The payment needs of major online giants such as AliExpress, Netflix, Facebook-Google Advertising, Amazon, and various other shopping platforms.
Card infrastructure by Sudo Africa · 18+ · Supported countries · Not available in or to the UAE
3virtual card tiers
$10,000top spending limit
4steps from wallet to card
14public policies, in plain English
About Us
Empowering the Future of Online Transactions
PolarCard is a digital payment platform built to make online payments simpler, more convenient and accessible. We provide virtual cards that can be reloaded with USDT through our supported funding process, giving users a convenient way to manage online purchases, subscriptions, digital services and other supported transactions. PolarCard also offers a powerful affiliate program, allowing our users and partners to build their own referral network and earn commissions from eligible transactions generated by their direct and indirect referrals.
Read more →→
Know before you send
The quote comes first. Always.
USDT isn't guaranteed to convert 1:1. Before you transfer anything, POLAR shows the network, the rate and spread, every fee and your exact net USD credit. An accepted, unexpired quote is honoured on its terms.
Open an account →Reload quoteexpires 14:59
- You send
- 250.00 USDT
- Network
- Shown at checkout
- Rate
- 1 USDT = $1.00
- Top-up fee (5.5%)
- −$13.75
- POLAR load fee
- −$1.00
Net USD credit$235.25
Example for 250 USDT at today's settings. Minimum top-up 5 USDT. Your live quote is shown before you send.
How it works
How It is Work Flow Our Step For Create Your Account
01
Sign Up
Begin by signing up on the PolarCard platform. Provide the required information to create your account.
02
Loading Funds
This can be done through various payment methods, ensuring flexibility and convenience.
03
Apply Virtual Card
It mirrors your traditional credit card, allowing you to conduct online transactions securely
Cards
3 tiers, one standard. Same quotes, same controls.
POLARSILVER
Silver
$2,000
spending limit
Card price $10
- Virtual card for online payments
- USDT reloads
- Freeze in app
POLARGOLD
Gold
$5,000
spending limit
Card price $50
- Everything in Silver
- More spending room
- Subscriptions & bookings
POLARPLATINUM
Platinum
Highest limit$10,000
spending limit
Card price $100
- Everything in Gold
- Top spending room
- For frequent spenders
| Tier | Spending limit | Card price | Issuance fee |
|---|---|---|---|
| Silver | $2,000 | $10 | $1 |
| Gold | $5,000 | $50 | $1 |
| Platinum | $10,000 | $100 | $1 |
Full fees are listed in the Fees Schedule. ATM and mobile-wallet support apply only where your product schedule lists them.
Programs
Earn on genuine use. Never on recruiting alone.
Cardholders
Direct Referral
Share your link and earn on eligible transactions by the customers you refer.
Rates and eligibility apply. Not available to UAE customers.
Members
ICARE NET
An optional network program with direct and specified indirect commissions for approved members.
Not an investment or income guarantee. Not available in Egypt or the UAE.
Creators
Creator Partnership
Campaigns with POLAR under a signed agreement and campaign order.
By application. Commission disclosure required.
Availability
Every meridian meets at the pole. Eligibility still has rules.
POLAR serves eligible customers in supported countries, subject to law, sanctions and issuer approval. Eligibility depends on residence and location, not nationality.
- Supported countriesEligible
- United Arab EmiratesNot available
- Egypt · ICARE NET onlyNot available
No seed phrases. Ever.POLAR never asks for private keys, seed phrases or your full password.
Transfers are generally finalCopy funding details only from the signed-in POLAR app.
Always a way to reach usFraud reports, complaints and privacy requests stay open to all.
Legal centre
Everything in writing. Open any policy.
Terms, fees, USDT risks, privacy, complaints, programs and account deletion, all in one place.
Open the Legal centre →FAQ
Good questions. Plain answers.
Is POLAR a bank?
No. POLAR provides the interface and card program. Your card's issuer, network and the entity holding your USD balance are named before you fund.
Does 1 USDT always equal $1?
Not necessarily. Network fees, spread and the POLAR load fee may apply. The quote shows your exact net credit.
Which networks are supported?
Only those shown at checkout, with the listed token contract.
Can I use POLAR from the UAE?
No new onboarding, purchases or reloads in or to the UAE. Support, fraud reporting, privacy requests and permitted closure stay open.
Ready To Join PolarCard?
Open an account in minutes. Fund only when you're happy with the quote.
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